Don’t Let Cost Stop You From Protecting Your Home
Roof financing through All Out Roofing makes it possible to replace or repair your roof now — without waiting to save up the full cost. We’ve partnered with Acorn Finance to offer Houston and Katy homeowners fast, flexible loan options with rates starting at 6.49% and no impact to your credit score just to check your offers.
Check your rate in minutes with no impact to your credit score.
Roof Financing Options for Texas Homeowners
| Loan Amounts | $1,000 – $100,000 |
| APR Starting At | 6.49% |
| Loan Terms | Up to 144 months (12 years) |
| Credit Check to View Offers | Soft pull — no impact to score |
| Funding Speed | Fast — often within days |
| Prepayment Penalties | None |
How Roof Financing Works With All Out Roofing
1. Check your offers — Takes minutes online. No hard credit pull, no commitment.
2. Choose your terms — Pick the rate and payment that fits your budget.
3. We get started — Once approved, All Out Roofing is paid as if you paid cash. You deal directly with the lender, not us.
4. Protect your home now — Don’t wait on repairs or replacements that only get more expensive.
Roof Financing Through Acorn Finance
Acorn Finance is an online lending marketplace. You fill out one short pre-qualification form, and Acorn shows you offers from multiple lending partners side by side, with no impact to your credit score to look. The terms shown above are Acorn’s current ranges: loans from $1,000 to $100,000, APRs starting at 6.49%, terms up to 144 months, and no prepayment penalties.
Acorn is usually the fastest way to see real numbers before your inspection. You can check your Acorn Finance offers here.
Roof Financing Through GoodLeap
All Out Roofing also offers financing through GoodLeap, a home improvement lender that works with homeowners through the contractor. Instead of applying on your own, we start the GoodLeap application with you during your estimate, so the loan is set up for your specific project and scope of work.
GoodLeap is a good fit if you’d rather handle the financing in the same conversation as your estimate. Loan amounts, rates, and terms are set by GoodLeap based on your application. Ask about GoodLeap during your free roof inspection or call us at (281) 769-4282.
Acorn Finance or GoodLeap: Which Should You Use?
If you want to compare offers from several lenders on your own time, start with Acorn Finance. If you’d rather we set up the loan with you as part of your estimate, ask about GoodLeap. Either way, you choose the lender and the terms, and All Out Roofing never sees your credit details. You can also check with both and pick the better offer.
What Projects Qualify for Roof Financing?
Our financing covers any project All Out Roofing handles:
- Full roof replacements (asphalt, impact-resistant, metal)
- Storm damage repairs
- Hail and wind damage repairs
- Gutter installation
- Siding installation and repair
- Remodeling projects
Whether you’re paying out of pocket, your insurance deductible is high, or you simply want to preserve cash — financing makes it possible to move forward today.
Not sure if your project qualifies for insurance coverage first? We can help you determine whether to file a storm damage claim or go the retail route before you finance anything. You can also see current roof replacement costs in Texas to estimate how much you may need to borrow.
Frequently Asked Questions
Does checking my rate affect my credit score?
No. Pre-qualification uses a soft credit pull. A hard pull only occurs if you select and accept an offer from one of Acorn’s lending partners.
How much can I borrow for a roof replacement?
Loan amounts range from $1,000 to $100,000 — enough to cover most residential roofing projects in the Houston area.
How fast can I get funded?
Funding timelines vary by lender, but many homeowners receive funds within a few business days of approval.
Can I use financing even if insurance is paying part of my claim?
Yes. Some homeowners use financing to cover their deductible or to upgrade materials beyond what insurance covers. Learn more about how hail damage roof repair and storm damage repair work at All Out Roofing.
Do I have to go through your contractor to apply?
Not for Acorn Finance. You apply directly through Acorn, and All Out Roofing is not involved in your loan or financial details. GoodLeap applications are started with us during your estimate, but the credit decision is made by GoodLeap, not by us.
Ready for a free inspection first? Our roof inspections in Katy and Houston are free, no-pressure, and help you understand exactly what your project will cost before you apply.
Ready to Move Forward?
Financing products are offered by Acorn Finance and its lending partners, and by GoodLeap, and are subject to each lender’s credit review and approval. Rates and terms vary based on creditworthiness.
Serving Katy, Houston, Fulshear, Cypress, Spring, Sugar Land, and surrounding areas.