ACV vs RCV roof insurance chart showing what a Texas homeowners policy actually covers after hail damage
Insurance Claims, Katy Roofing Company, Storm Damage

Hail Damage in Katy, TX: What Insurance Actually Covers

If you live in Katy, hail is a reality you can’t ignore. With Fort Bend and Harris counties sitting in one of the most hail-active regions in the U.S., understanding your homeowner’s insurance coverage is crucial. Many homeowners are surprised to learn that what they think is covered often isn’t, leading to unexpected out-of-pocket expenses. This guide reveals what a standard Texas homeowner’s policy covers for hail damage, the common pitfalls, and essential steps to protect yourself before and after a storm. Don’t let a storm leave you financially vulnerable—discover how to navigate your insurance effectively!

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