Insurance companies are declining or non-renewing homeowners’ policies for older roofs across Katy and Fort Bend. Here’s what’s happening, why, and what your options are.
A licensed Texas Realtor and roofing contractor explains exactly how much your roof’s age drops (or protects) your Katy home’s resale value — and what to fix before you list.
Choosing shingles for a Katy home is a different problem than choosing shingles almost anywhere else. Our climate stacks four
If you live in Katy, hail is a reality you can’t ignore. With Fort Bend and Harris counties sitting in one of the most hail-active regions in the U.S., understanding your homeowner’s insurance coverage is crucial. Many homeowners are surprised to learn that what they think is covered often isn’t, leading to unexpected out-of-pocket expenses. This guide reveals what a standard Texas homeowner’s policy covers for hail damage, the common pitfalls, and essential steps to protect yourself before and after a storm. Don’t let a storm leave you financially vulnerable—discover how to navigate your insurance effectively!
Katy homeowners face a unique climate challenge that can take a toll on roofs. With hail-heavy storms, hurricane winds, and relentless summer heat, regular roof inspections are crucial. Did you know that a roof rated for 30 years in a drier climate might only last 18–22 years in Katy? To protect your investment, schedule a professional inspection at least once a year and after any major storm. Learn what to look for, when to inspect, and how to catch problems early before they turn into costly repairs. Don’t wait until it’s too late—your roof deserves the best care!
If you’re planning a roof replacement in Katy in 2026, the pricing landscape looks different than it did just a
